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Carpe Diem - Your Xero specialists Carpe Diem specialises in supporting Small and Medium sized businesses with their Finance, Accounting, Tax and IT needs. We use cloud based tools such as Xero to work closely with businesses on an affordable, fixed fee basis, providing a range of services from bookkeeping through to virtual Finance Director. We also make great coffee if you want to pop in for a free, confidential, initial meeting.

Simplex is a cryptocurrency fintech company, providing worldwide online merchants with a fraudless payment processing solution. It is currently focused on the cryptocurrency ecosystem, and serves exchanges, brokers and wallets. Simplex is collecting multiple data points on every transaction and every user. Using this data, Simplex's AI machine learning algorithms correctly analyze and assess if a certain transaction is too risky. Then, it employs in-flow verification mechanisms to decrease fraud while increasing conversion. Today Simplex prevents fraud on transactions totaling tens of millions of dollars each month. Founded in 2014, Simplex started operating in the bitcoin ecosystem, and is soon expanding its services to the e-commerce industry.

ClearGate takes the guesswork out of payment processing. Our unique ClearGate software application allows you and your merchants to efficiently take Bitcoin, credit cards, debit cards, checks and run gift/loyalty programs. Every transaction is easily accessible and viewable in “realtime.” Best of all, ClearGate’s XML protocol alleviates integration headaches. ClearGate also makes the maintenance of PCI compliancy standards a snap. When you refer ClearGate you will assist your customers by delivering cutting edge processing technologies, improve your customer retention rates and maximize your own bottom line by participating in our Lifetime Residual Program. ClearGate is a registered ISO of Wells Fargo Bank, N.A., Walnut Creek, CA.