Cryptocurrency Contrary to a standard Roth IRA, a Roth IRA offers access to cryptocurrencies like Bitcoin, Ether, and others. It is a self-directed Roth IRA that enables you to invest directly in digital assets with after-tax money and take advantage of gains that are tax-free.
Qualified distributions, or withdrawals that satisfy certain requirements, made from a Roth IRA are tax-free. Roth IRAs are intended to be funded using after-tax funds. The IRS establishes guidelines for qualifying income, annual contribution caps, and even some investment restrictions.